Norwood Financial Corp. - Cash Flow | Stock Club

NWFLNorwood Financial Corp.$ --

Norwood Financial Corp.

Name: Norwood Financial Corp.（NWFL） Cash Flow Statement
Creator: Stock Club
License: https://stock-club.net/en/rule

NWFL

$ -

Review operating, investing, and financing cash flow trends alongside detailed breakdowns.

paymentsCash Flow (CF) Summary

Updated: 2026/06/30FY2026 Q2

Operating CF

8.9M USD

YoY +31.8%

Investing CF

-32.5M USD

YoY -152.3%

Financing CF

-18.7M USD

YoY -15.0%

Cash Flow Trend (5 Years)

Cash in goes right, cash out goes left.

Investing CF

Operating CF

Financing CF

2023–2025

2023Free CF +28.4M

Operating

Investing

Financing

+29.8M

-116.6M

+121M

2024Free CF +19.7M

Operating

Investing

Financing

+22.8M

-115.2M

+98.6M

2025Free CF +29.2M

Operating

Investing

Financing

+34M

-129M

+67.1M

29.2M

196.8M

-131M

2021

30.7M

2.4M

-208M

2022

29.8M

121M

-116.6M

2023

22.8M

98.6M

-115.2M

2024

34M

67.1M

-129M

2025

analyticsInvestment Efficiency Analysis

Operating CF vs Investing CF

Operating CF

Investing CF

29.2M-131M30.7M-208M29.8M-116.6M22.8M-115.2M34M-129M0

20212022202320242025

waterfall_chartCash Flow Bridge (FY2025 Full Year)

Beginning / Ending

Increase

Decrease

150M100M50M0-50M

74.7M

OpenBeginning Cash

34M

Op.Operating CF

-129M

Inv.Investing CF

67.1M

Fin.Financing CF

-2.4M

OtherOther

44.4M

CloseEnding Cash

Cash Flow Details

Unit: USD

Net Income from Continuing Operations

7.44M

Depreciation and Amortization

407,000

Depreciation and Amortization

407,000

Stock-based Compensation

240,000

Other Non-cash Items

-2.31M

Adjustments to Net Income

-2.31M

Other Operating Activity

-2.31M

Change in Working Capital

1.75M

Change in Account Receivables

-564,000

Change in Trade Receivables

-564,000

Change in Inventory

Change in Payables and Accrued Expenses

2.31M

Other Working Capital Changes

Cash Flow from Operating Activities

8.78M

Net Fixed Asset Activity

-1.07M

Net Investment Securities Activity

26.05M

Other Investing Activity

-40.20M

Cash Flow from Investing Activities

-43.09M

Net Borrowings

2.06M

Net Issuance / Repurchase of Stock

152,000

Issuance of Capital Stock

164,000

Total Dividends Paid

-2.87M

Net Dividends Paid

-2.87M

Treasury / Other Financing Activity

4.68M

Cash Flow from Financing Activities

4.02M

Beginning Cash and Cash Equivalents

74.73M

Net Change in Cash and Cash Equivalents

-30.29M

Net Change in Cash and Cash Equivalents

-30.29M

Exchange Rate Changes

Ending Cash and Cash Equivalents

44.44M

Free Cash Flow

7.70M

Item

1996

1997

1998

1999

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

2024

2025

Net Income from Continuing Operations

Depreciation and Amortization

Stock-based Compensation

Other Non-cash Items

Adjustments to Net Income

Other Operating Activity

Change in Working Capital

Change in Account Receivables

Change in Trade Receivables

Change in Inventory

Change in Payables and Accrued Expenses

Other Working Capital Changes

Cash Flow from Operating Activities

7.44M

407,000

240,000

-2.31M

1.75M

-564,000

2.31M

8.78M

Net Fixed Asset Activity

Net Investment Securities Activity

Other Investing Activity

Cash Flow from Investing Activities

-1.07M

26.05M

-40.20M

-43.09M

Net Borrowings

Net Issuance / Repurchase of Stock

Issuance of Capital Stock

Total Dividends Paid

Net Dividends Paid

Treasury / Other Financing Activity

Cash Flow from Financing Activities

2.06M

152,000

164,000

-2.87M

4.68M

4.02M

Beginning Cash and Cash Equivalents

Net Change in Cash and Cash Equivalents

Exchange Rate Changes

Ending Cash and Cash Equivalents

Free Cash Flow

74.73M

-30.29M

44.44M

7.70M

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