StockClub
XZOExzeo Group, Inc.$ --
Exzeo Group, Inc.

Exzeo Group, Inc.

XZO

$ -

-

Review earnings summary, surprise history, and upcoming forecasts.

wallet
Earnings Summary
Updated: 12/31/2025FY2025 Q4
Revenue
53M USD
YoY +19.7%
Operating Income
27M USD
YoY +72.1%
Net Income
22M USD
YoY +87.9%
EPS
0.23$
YoY +78.3%

Revenue

$108.5M
FY2020 Q3$36.9M
$36.9M
Q3
FY2020 Q4$51.7M
$51.7M
Q4
FY2021 Q1$20M
$20M
Q1
FY2021 Q2$47.7M
$47.7M
Q2
FY2021 Q3$80M
$80M
Q3
FY2024 Q4$44.5M
$44.5M
Q4
FY2025 Q3$55.2M
$55.2M
Q3
FY2025 Q4$108.5M
$108.5M
Q4
Actual
+$63.9M (+143.6%)

Net Income

$42.1M
FY2020 Q3$-7.5M
$-7.5M
Q3
FY2020 Q4$-12.4M
$-12.4M
Q4
FY2021 Q1$-3M
$-3M
Q1
FY2021 Q2$-6.3M
$-6.3M
Q2
FY2021 Q3$-13.4M
$-13.4M
Q3
FY2024 Q4$11.7M
$11.7M
Q4
FY2025 Q3$20.1M
$20.1M
Q3
FY2025 Q4$42.1M
$42.1M
Q4
Actual
+$30.4M (+259.9%)

Surprise History

Actual RevenueAnalyst Estimate
FY2019
Actual:$21.3M
FY2019
$21.3M
FY2020
Actual:$51.7M
FY2020
$51.7M
FY2022
Actual:$45.6M
FY2022
$45.6M
FY2023
Actual:$88.3M
FY2023
$88.3M
FY2024MISS
Actual:$133.9M
Est:$183.7M
FY2024MISS
$133.9M
FY2025BEAT
Actual:$217M
Est:$204.9M
FY2025BEAT
$217M

Analyst Estimates