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UPSTUpstart Holdings, Inc.$ --
Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST

$ -

-

You can review earnings summary, quarterly trends, full-year progress, and detailed income statement data.

analyticsIncome Statement Summary

FY2025 Full YearUpdated: 12/31/2025

Revenue

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1,076M USD
YoY +58.9%

Operating Income

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54M USD
YoY +142.3%

Net Income

verified
54M USD
YoY +141.7%

EPS

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0.56USD
YoY +138.9%

Quarterly Performance

Quarterly revenue and net income trend

RevenueOperating IncomeNet Income
No quarterly data available

Full-Year Progress

FY2026
Net Income Progress-2.9%Below Target
Revenue Progress308.2M
Revenue Forecast1.4B
Net Income Progress-6.6M
Net Income Forecast226.8M

Income Statement Details

Item
2017
2018
2019
2020
2021
2022
2023
2024
2025
Revenue
Cost of revenue
Gross profit
1,076
52
1,024
Research & development
Selling & marketing
Selling, general and administrative
Other operating expenses
Operating income
0
302
744
1,021
54
Interest expense
Income before tax
Income tax expense
Net income
52
54
1
54

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