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UNJCF

UNJCFUnicaja Banco S.A.$ --
Unicaja Banco S.A.

Unicaja Banco S.A.

UNJCF

$ -

-

Review earnings summary, surprise history, and upcoming forecasts.

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Earnings Summary
Updated: 12/31/2025FY2025 Q4
Revenue
699M EUR
YoY -8.1%
Operating Income
194M EUR
YoY +19.0%
Net Income
130M EUR
YoY +6.5%
EPS
0.04EUR
YoY -6.3%

Revenue

EUR2.9B
FY2024 Q1EUR841.2M
EUR841.2M
Q1
FY2024 Q2EUR1.7B
EUR1.7B
Q2
FY2024 Q3EUR2.4B
EUR2.4B
Q3
FY2024 Q4EUR3.2B
EUR3.2B
Q4
FY2025 Q1EUR762.1M
EUR762.1M
Q1
FY2025 Q2EUR1.5B
EUR1.5B
Q2
FY2025 Q3EUR2.2B
EUR2.2B
Q3
FY2025 Q4EUR2.9B
EUR2.9B
Q4
Actual
EUR-296.2M (-9.2%)

Net Income

EUR632.3M
FY2024 Q1EUR111M
EUR111M
Q1
FY2024 Q2EUR295M
EUR295M
Q2
FY2024 Q3EUR452M
EUR452M
Q3
FY2024 Q4EUR574M
EUR574M
Q4
FY2025 Q1EUR158M
EUR158M
Q1
FY2025 Q2EUR337M
EUR337M
Q2
FY2025 Q3EUR502.3M
EUR502.3M
Q3
FY2025 Q4EUR632.3M
EUR632.3M
Q4
Actual
+EUR58.3M (+10.1%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020MISS
Actual:EUR670M
Est:EUR1.2B
FY2020MISS
EUR670M
FY2021MISS
Actual:EUR1.4B
Est:EUR1.4B
FY2021MISS
EUR1.4B
FY2022BEAT
Actual:EUR1.9B
Est:EUR1.7B
FY2022BEAT
EUR1.9B
FY2023BEAT
Actual:EUR3B
Est:EUR1.9B
FY2023BEAT
EUR3B
FY2024BEAT
Actual:EUR3.3B
Est:EUR2B
FY2024BEAT
EUR3.3B
FY2025BEAT
Actual:EUR3B
Est:EUR2.1B
FY2025BEAT
EUR3B

Analyst Estimates