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SYF

SYFSynchrony Financial$ --
Synchrony Financial

Synchrony Financial

SYF

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Review earnings summary, surprise history, and upcoming forecasts.

wallet
Earnings Summary
Updated: 03/31/2026FY2026 Q1
Revenue
5,603M USD
YoY +16.6%
Operating Income
914M USD
YoY -7.1%
Net Income
805M USD
YoY +6.3%
EPS
2.29$
YoY +19.9%

Revenue

$5.6B
FY2024 Q2$9.8B
$9.8B
Q2
FY2024 Q3$14.8B
$14.8B
Q3
FY2024 Q4$19.7B
$19.7B
Q4
FY2025 Q1$4.8B
$4.8B
Q1
FY2025 Q2$9.5B
$9.5B
Q2
FY2025 Q3$14.3B
$14.3B
Q3
FY2025 Q4$19.1B
$19.1B
Q4
FY2026 Q1$5.6B
$5.6B
Q1
Actual
+$799M (+16.6%)

Net Income

$805M
FY2024 Q2$1.9B
$1.9B
Q2
FY2024 Q3$2.7B
$2.7B
Q3
FY2024 Q4$3.5B
$3.5B
Q4
FY2025 Q1$757M
$757M
Q1
FY2025 Q2$1.7B
$1.7B
Q2
FY2025 Q3$2.8B
$2.8B
Q3
FY2025 Q4$3.6B
$3.6B
Q4
FY2026 Q1$805M
$805M
Q1
Actual
+$48M (+6.3%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020BEAT
Actual:$12.8B
Est:$11.2B
FY2020BEAT
$12.8B
FY2021BEAT
Actual:$11.2B
Est:$10.1B
FY2021BEAT
$11.2B
FY2022BEAT
Actual:$13.2B
Est:$11.6B
FY2022BEAT
$13.2B
FY2023BEAT
Actual:$17.3B
Est:$8.7B
FY2023BEAT
$17.3B
FY2024BEAT
Actual:$20.8B
Est:$15.7B
FY2024BEAT
$20.8B
FY2025BEAT
Actual:$19.1B
Est:$15B
FY2025BEAT
$19.1B

Analyst Estimates