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SYF-PB

SYF-PBSynchrony Financial$ --
Synchrony Financial

Synchrony Financial

SYF-PB

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Review earnings summary, surprise history, and upcoming forecasts.

wallet
Earnings Summary
Updated: 12/31/2025FY2025 Q4
Revenue
4,766M USD
YoY -3.1%
Operating Income
952M USD
YoY -2.2%
Net Income
751M USD
YoY -3.0%
EPS
2.07$
YoY +7.3%

Revenue

$19.1B
FY2024 Q1$4.9B
$4.9B
Q1
FY2024 Q2$9.8B
$9.8B
Q2
FY2024 Q3$14.8B
$14.8B
Q3
FY2024 Q4$19.7B
$19.7B
Q4
FY2025 Q1$4.8B
$4.8B
Q1
FY2025 Q2$9.5B
$9.5B
Q2
FY2025 Q3$14.3B
$14.3B
Q3
FY2025 Q4$19.1B
$19.1B
Q4
Actual
$-574M (-2.9%)

Net Income

$3.6B
FY2024 Q1$1.3B
$1.3B
Q1
FY2024 Q2$1.9B
$1.9B
Q2
FY2024 Q3$2.7B
$2.7B
Q3
FY2024 Q4$3.5B
$3.5B
Q4
FY2025 Q1$757M
$757M
Q1
FY2025 Q2$1.7B
$1.7B
Q2
FY2025 Q3$2.8B
$2.8B
Q3
FY2025 Q4$3.6B
$3.6B
Q4
Actual
+$53M (+1.5%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020
Actual:$12.8B
FY2020
$12.8B
FY2021
Actual:$11.2B
FY2021
$11.2B
FY2022
Actual:$13.2B
FY2022
$13.2B
FY2023BEAT
Actual:$17.3B
Est:$13.5B
FY2023BEAT
$17.3B
FY2024BEAT
Actual:$20.8B
Est:$15.7B
FY2024BEAT
$20.8B
FY2025BEAT
Actual:$19.1B
Est:$15B
FY2025BEAT
$19.1B

Analyst Estimates