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SMBK

SMBKSmartFinancial, Inc.$ --
SmartFinancial, Inc.

SmartFinancial, Inc.

SMBK

$ -

-

Review earnings summary, surprise history, and upcoming forecasts.

wallet
Earnings Summary
Updated: 12/31/2025FY2025 Q4
Revenue
84M USD
YoY +11.6%
Operating Income
17M USD
YoY +34.9%
Net Income
14M USD
YoY +42.1%
EPS
0.82$
YoY +43.9%

Revenue

$316.4M
FY2024 Q1$68.2M
$68.2M
Q1
FY2024 Q2$137.1M
$137.1M
Q2
FY2024 Q3$210.1M
$210.1M
Q3
FY2024 Q4$285.3M
$285.3M
Q4
FY2025 Q1$75M
$75M
Q1
FY2025 Q2$153.3M
$153.3M
Q2
FY2025 Q3$232.5M
$232.5M
Q3
FY2025 Q4$316.4M
$316.4M
Q4
Actual
+$31.1M (+10.9%)

Net Income

$50.3M
FY2024 Q1$9.4M
$9.4M
Q1
FY2024 Q2$17.4M
$17.4M
Q2
FY2024 Q3$26.5M
$26.5M
Q3
FY2024 Q4$36.1M
$36.1M
Q4
FY2025 Q1$11.3M
$11.3M
Q1
FY2025 Q2$23M
$23M
Q2
FY2025 Q3$36.6M
$36.6M
Q3
FY2025 Q4$50.3M
$50.3M
Q4
Actual
+$14.2M (+39.3%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020BEAT
Actual:$133M
Est:$124.5M
FY2020BEAT
$133M
FY2021BEAT
Actual:$149.2M
Est:$130M
FY2021BEAT
$149.2M
FY2022BEAT
Actual:$186.5M
Est:$149.3M
FY2022BEAT
$186.5M
FY2023BEAT
Actual:$240.4M
Est:$148.5M
FY2023BEAT
$240.4M
FY2024BEAT
Actual:$285.3M
Est:$168.2M
FY2024BEAT
$285.3M
FY2025BEAT
Actual:$316.4M
Est:$199.2M
FY2025BEAT
$316.4M

Analyst Estimates