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OPHC

OPHCOptimumBank Holdings, Inc.$ --
OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc.

OPHC

$ -

-

Review earnings summary, surprise history, and upcoming forecasts.

wallet
Earnings Summary
Updated: 12/31/2025FY2025 Q4
Revenue
19M USD
YoY +14.7%
Operating Income
6M USD
YoY +21.6%
Net Income
5M USD
YoY +22.8%
EPS
0.41$
YoY +7.9%

Revenue

$71.1M
FY2024 Q1$14.7M
$14.7M
Q1
FY2024 Q2$31.1M
$31.1M
Q2
FY2024 Q3$47.5M
$47.5M
Q3
FY2024 Q4$64.3M
$64.3M
Q4
FY2025 Q1$16.2M
$16.2M
Q1
FY2025 Q2$33.7M
$33.7M
Q2
FY2025 Q3$52M
$52M
Q3
FY2025 Q4$71.1M
$71.1M
Q4
Actual
+$6.9M (+10.7%)

Net Income

$16.6M
FY2024 Q1$2.4M
$2.4M
Q1
FY2024 Q2$5.9M
$5.9M
Q2
FY2024 Q3$9.2M
$9.2M
Q3
FY2024 Q4$13.1M
$13.1M
Q4
FY2025 Q1$3.9M
$3.9M
Q1
FY2025 Q2$7.5M
$7.5M
Q2
FY2025 Q3$11.8M
$11.8M
Q3
FY2025 Q4$16.6M
$16.6M
Q4
Actual
+$3.5M (+26.8%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020
Actual:$7M
FY2020
$7M
FY2021
Actual:$11.8M
FY2021
$11.8M
FY2022
Actual:$22.8M
FY2022
$22.8M
FY2023
Actual:$39.2M
FY2023
$39.2M
FY2024BEAT
Actual:$64.3M
Est:$57.1M
FY2024BEAT
$64.3M
FY2025MISS
Actual:$71.1M
Est:$8.5B
FY2025MISS
$71.1M

Analyst Estimates