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KSPIJoint Stock Company Kaspi.kz$ --
Joint Stock Company Kaspi.kz

Joint Stock Company Kaspi.kz

KSPI

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Review earnings summary, surprise history, and upcoming forecasts.

wallet
Earnings Summary
Updated: 12/31/2025FY2025 Q4
Revenue
1,109,227M KZT
YoY +53.1%
Operating Income
344,408M KZT
YoY -8.8%
Net Income
267,967M KZT
YoY -14.1%
EPS
1409.1KZT
YoY -14.2%

Revenue

KZT4T
FY2024 Q1KZT551B
KZT551B
Q1
FY2024 Q2KZT1.1T
KZT1.1T
Q2
FY2024 Q3KZT1.8T
KZT1.8T
Q3
FY2024 Q4KZT2.5T
KZT2.5T
Q4
FY2025 Q1KZT821.9B
KZT821.9B
Q1
FY2025 Q2KZT1.8T
KZT1.8T
Q2
FY2025 Q3KZT2.9T
KZT2.9T
Q3
FY2025 Q4KZT4T
KZT4T
Q4
Actual
+KZT1.5T (+59.1%)

Net Income

KZT1.1T
FY2024 Q1KZT223.4B
KZT223.4B
Q1
FY2024 Q2KZT462B
KZT462B
Q2
FY2024 Q3KZT731.7B
KZT731.7B
Q3
FY2024 Q4KZT1T
KZT1T
Q4
FY2025 Q1KZT252.1B
KZT252.1B
Q1
FY2025 Q2KZT509.4B
KZT509.4B
Q2
FY2025 Q3KZT787.4B
KZT787.4B
Q3
FY2025 Q4KZT1.1T
KZT1.1T
Q4
Actual
+KZT11.8B (+1.1%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020BEAT
Actual:KZT647.5B
Est:KZT533.6B
FY2020BEAT
KZT647.5B
FY2021BEAT
Actual:KZT885.5B
Est:KZT771.5B
FY2021BEAT
KZT885.5B
FY2022BEAT
Actual:KZT1.3T
Est:KZT1.1T
FY2022BEAT
KZT1.3T
FY2023BEAT
Actual:KZT1.9T
Est:KZT1.6T
FY2023BEAT
KZT1.9T
FY2024BEAT
Actual:KZT2.5T
Est:KZT2.3T
FY2024BEAT
KZT2.5T
FY2025BEAT
Actual:KZT3.9T
Est:KZT3.7T
FY2025BEAT
KZT3.9T

Analyst Estimates