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CKHGYCapitec Bank Holdings Limited$ --
Capitec Bank Holdings Limited

Capitec Bank Holdings Limited

CKHGY

$ -

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Review earnings summary, surprise history, and upcoming forecasts.

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Earnings Summary
Updated: 08/31/2025FY2026 Q2
Revenue
20,444M ZAR
YoY +20.9%
Operating Income
20,444M ZAR
YoY +20.9%
Net Income
7,992M ZAR
YoY +24.4%
EPS
34.64ZAR
YoY +24.7%

Revenue

ZAR20.4B
FY2022 Q4ZAR23.4B
ZAR23.4B
Q4
FY2023 Q2ZAR11.3B
ZAR11.3B
Q2
FY2023 Q4ZAR23.4B
ZAR23.4B
Q4
FY2024 Q2ZAR12.5B
ZAR12.5B
Q2
FY2024 Q4ZAR27.3B
ZAR27.3B
Q4
FY2025 Q2ZAR16.9B
ZAR16.9B
Q2
FY2025 Q4ZAR44.1B
ZAR44.1B
Q4
FY2026 Q2ZAR20.4B
ZAR20.4B
Q2
Actual
+ZAR3.5B (+20.9%)

Net Income

ZAR8B
FY2022 Q4ZAR8.5B
ZAR8.5B
Q4
FY2023 Q2ZAR4.3B
ZAR4.3B
Q2
FY2023 Q4ZAR9.1B
ZAR9.1B
Q4
FY2024 Q2ZAR4.7B
ZAR4.7B
Q2
FY2024 Q4ZAR10.6B
ZAR10.6B
Q4
FY2025 Q2ZAR6.4B
ZAR6.4B
Q2
FY2025 Q4ZAR13.7B
ZAR13.7B
Q4
FY2026 Q2ZAR8B
ZAR8B
Q2
Actual
+ZAR1.6B (+24.4%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020MISS
Actual:ZAR2B
Est:ZAR18B
FY2020MISS
ZAR2B
FY2021MISS
Actual:ZAR1.9B
Est:ZAR21.7B
FY2021MISS
ZAR1.9B
FY2022MISS
Actual:ZAR2.4B
Est:ZAR27.4B
FY2022MISS
ZAR2.4B
FY2023MISS
Actual:ZAR2.5B
Est:ZAR29.9B
FY2023MISS
ZAR2.5B
FY2024MISS
Actual:ZAR27.3B
Est:ZAR35.5B
FY2024MISS
ZAR27.3B
FY2025BEAT
Actual:ZAR44.1B
Est:ZAR42.4B
FY2025BEAT
ZAR44.1B

Analyst Estimates