StockClub

BFH

BFHBread Financial Holdings, Inc.$ --
Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc.

BFH

$ -

-

Review earnings summary, surprise history, and upcoming forecasts.

wallet
Earnings Summary
Updated: 12/31/2025FY2025 Q4
Revenue
1,174M USD
YoY +1.6%
Operating Income
47M USD
YoY +274.1%
Net Income
53M USD
YoY +657.1%
EPS
1.18$
YoY +742.9%

Revenue

$4.7B
FY2024 Q1$1.2B
$1.2B
Q1
FY2024 Q2$2.4B
$2.4B
Q2
FY2024 Q3$3.6B
$3.6B
Q3
FY2024 Q4$4.8B
$4.8B
Q4
FY2025 Q1$1.2B
$1.2B
Q1
FY2025 Q2$2.3B
$2.3B
Q2
FY2025 Q3$3.5B
$3.5B
Q3
FY2025 Q4$4.7B
$4.7B
Q4
Actual
$-99M (-2.1%)

Net Income

$518M
FY2024 Q1$134M
$134M
Q1
FY2024 Q2$267M
$267M
Q2
FY2024 Q3$269M
$269M
Q3
FY2024 Q4$276M
$276M
Q4
FY2025 Q1$138M
$138M
Q1
FY2025 Q2$277M
$277M
Q2
FY2025 Q3$465M
$465M
Q3
FY2025 Q4$518M
$518M
Q4
Actual
+$242M (+87.7%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020MISS
Actual:$3.3B
Est:$4.5B
FY2020MISS
$3.3B
FY2021MISS
Actual:$3.3B
Est:$4.3B
FY2021MISS
$3.3B
FY2022BEAT
Actual:$4.4B
Est:$3.8B
FY2022BEAT
$4.4B
FY2023BEAT
Actual:$5.2B
Est:$2.6B
FY2023BEAT
$5.2B
FY2024BEAT
Actual:$4.8B
Est:$3.9B
FY2024BEAT
$4.8B
FY2025BEAT
Actual:$4.7B
Est:$3.8B
FY2025BEAT
$4.7B

Analyst Estimates