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AOZOY

AOZOYAozora Bank, Ltd.$ --
Aozora Bank, Ltd.

Aozora Bank, Ltd.

AOZOY

$ -

-

Review earnings summary, surprise history, and upcoming forecasts.

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Earnings Summary
Updated: 12/31/2025FY2026 Q3
Revenue
61,784M JPY
YoY +120.5%
Operating Income
8,430M JPY
YoY -31.7%
Net Income
8,360M JPY
YoY +93.9%
EPS
15.11JPY
YoY +94.0%

Revenue

JPY156.2B
FY2024 Q4JPY230.1B
JPY230.1B
Q4
FY2025 Q1JPY0
JPY0
Q1
FY2025 Q2JPY27.7B
JPY27.7B
Q2
FY2025 Q3JPY55.7B
JPY55.7B
Q3
FY2025 Q4JPY80.5B
JPY80.5B
Q4
FY2026 Q1JPY33.5B
JPY33.5B
Q1
FY2026 Q2JPY94.4B
JPY94.4B
Q2
FY2026 Q3JPY156.2B
JPY156.2B
Q3
Actual
+JPY100.5B (+180.3%)

Net Income

JPY22.1B
FY2024 Q4JPY-49.9B
JPY-49.9B
Q4
FY2025 Q1JPY0
JPY0
Q1
FY2025 Q2JPY4.3B
JPY4.3B
Q2
FY2025 Q3JPY8.7B
JPY8.7B
Q3
FY2025 Q4JPY12.9B
JPY12.9B
Q4
FY2026 Q1JPY6.3B
JPY6.3B
Q1
FY2026 Q2JPY13.7B
JPY13.7B
Q2
FY2026 Q3JPY22.1B
JPY22.1B
Q3
Actual
+JPY13.4B (+155.2%)

Surprise History

Actual RevenueAnalyst Estimate
FY2020BEAT
Actual:JPY173.2B
Est:JPY95.2B
FY2020BEAT
JPY173.2B
FY2021BEAT
Actual:JPY133.7B
Est:JPY105.7B
FY2021BEAT
JPY133.7B
FY2022BEAT
Actual:JPY130.7B
Est:JPY107B
FY2022BEAT
JPY130.7B
FY2023BEAT
Actual:JPY167.1B
Est:JPY58.3B
FY2023BEAT
JPY167.1B
FY2024BEAT
Actual:JPY230.1B
Est:JPY51.2B
FY2024BEAT
JPY230.1B
FY2025BEAT
Actual:JPY220.8B
Est:JPY80B
FY2025BEAT
JPY220.8B

Analyst Estimates