Kyushu Financial Group (7180) Earnings: Ordinary Revenue Up 32.8% YoY, Net Income Down 6.7% YoY to 12.5 Billion Yen

Kyushu Financial Group (7180) has released its financial results, reporting that net income attributable to owners of the parent decreased by -6.7% year-on-year to 12,537 million yen, with earnings per share (EPS) of 29.6 yen. The company reported ordinary revenue of 85,187 million yen, representing a significant top-line expansion of +32.8% compared to the same period of the previous year. On the other hand, ordinary income was 18,216 million yen (down 4.7% YoY), resulting in increased revenue but decreased profit. Meanwhile, comprehensive income surged by +85.8% YoY to 33,106 million yen.

Examining the financial structure and valuation metrics, the capital adequacy ratio stands at 5.7%, reflecting the characteristics of the banking sector. Profitability indicators show a Return on Equity (ROE) of 1.78% and a Return on Assets (ROA) of 0.09%. Meanwhile, retained earnings reached 494.03 billion yen, demonstrating a robust accumulation of internal reserves that support the company's solid financial foundation for medium- to long-term stability.