The Minaminihon Bank, Ltd. (8554) Earnings: Ordinary Revenue Up 10.5% YoY, Ordinary Profit Increases by 1.3%

The Minaminihon Bank, Ltd. (8554) has released its financial results, reporting ordinary revenue of 4,587 million yen, representing a 10.5% increase year-on-year, and ordinary profit of 808 million yen, up 1.3% compared to the same period of the previous year. Meanwhile, net income attributable to owners of the parent came in at 605 million yen (down 21.9% YoY), and comprehensive income stood at 869 million yen (down 43.6% YoY).

Regarding the financial position and cash flows, the bank secured a robust cash and cash equivalents balance of 145.34 billion yen, with operating cash flow at 8.21 billion yen and free cash flow at 13.33 billion yen. Furthermore, ROE (return on equity) stood at 6.78% and ROA (return on assets) at 0.32%. The bank maintains a stable financial foundation supported by solid cash flows, reflecting typical banking sector characteristics.