Sanju San Financial Group (7322) Reports Earnings: Ordinary Income Decreased 10.2% YoY to 3.38 Billion Yen

Sanju San Financial Group (7322) has released its financial results, reporting an ordinary revenue of 28,485 million yen, representing a significant increase of 31.2% compared to the same period of the previous year. Meanwhile, ordinary income decreased by 10.2% year-on-year to 3,380 million yen, and net income attributable to owners of the parent declined by 12.4% to 2,442 million yen, resulting in earnings per share (EPS) of 23.49 yen. Comprehensive income stood at 3,999 million yen, down 56.4% year-on-year. From a financial and valuation perspective, the capital adequacy ratio stands at 5.0%, reflecting the typical leverage structure of the banking sector. The return on equity (ROE) is recorded at 1.14%, and the return on assets (ROA) is 0.05%. Additionally, the company maintains a solid retained earnings base of 157.08 billion yen, indicating a steady accumulation of capital.