West Tennessee Bank Breaks Ground on Permanent Germantown Branch

West Tennessee Bank broke ground July 7 on its new Germantown branch, marking another milestone in the bank's continued expansion into Shelby County.

West Tennessee Bank, a division of Decatur County Bank, has served Tennessee communities since 1899. After entering the Shelby County market in 2022 with a loan production office, the bank opened a full-service branch in Germantown in 2024 before purchasing new property in April 2025 to establish a permanent home.

Located at 7707 Wolf River Circle, the planned facility is designed with convenience in mind. It will feature extra-wide drive-thru lanes, 24-hour ATM access, convenient entrances from multiple streets and executive office space for commercial lending, mortgage lending and wealth management services.

The current Germantown branch, located at 7505 Capitol Drive, will remain open until construction of the new facility is completed.

Mike Edwards, Shelby County Chairman of West Tennessee Bank, said the bank's mission extends beyond traditional banking services. "West Tennessee Bank is unique because we're a Community Development Financial Institution, which means we're even more focused on the needs of the people we serve," Edwards said. "We'll certainly provide lending, but we'll also invest our time, effort and resources into strengthening this community. We not only consider that our goal, it's really part of our mission."