THE BANK OF KOCHI,LTD.

The dividend has not been reduced for 11 consecutive years.The forecast annual dividend is JPY 25.0 per share or unit, with a forecast yield of 2.25%.Dividend on equity (DOE) is 0.61%, +0.08 points year over year.

Dividend on equity (DOE) is the annual dividend as a percentage of shareholders’ equity. Because it is less affected by temporary earnings swings, it helps assess the continuity of a company’s shareholder return policy.