Fiserv Unifies Financial and Merchant Divisions to Unlock Growth Opportunities

Fiserv Unifies Financial and Merchant Divisions to Unlock Growth Opportunities --> By PYMNTS | September 14, 2026 Share: --> | Listen to Article Listen --> Fiserv aims to tap several growth opportunities by bringing together the capabilities of its Financial Solutions (FS) and Merchant Solutions (MS) segments, which have operated separately, and operating as one company, Fiserv CEO Takis Georgakopoulos said Thursday (Sept. 10). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yes Subscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions . Δ Speaking at the Goldman Sachs 2026 Communacopia + Technology conference, Georgakopoulos said that by changing its previous structure and operating as one company, Fiserv can better serve parts of the business that were underused because they touch both FS and MS or they sat on one side of the business while primarily benefiting the other. Fiserv’s issuing platform, debit network and Stonecastle Cash Management products have synergies that can be better leveraged, Georgakopoulos said. The company’s modern ledger, Finxact , also presents growth opportunities by being sold as not only a banking core but also a core ledger for enterprise clients, he said. We’d love to be your preferred source for news . Please add us to your preferred sources list so our news, data and interviews show up in your feed. Thanks! Add as Preferred Source “[Finxact], together with our issuing business and our network business, I think are at the core of the synergies between the two sides of Fiserv, and it’s just very important to monetize those things, which historically, again we have not done, and the way we have set up the business, we were not set up for success around those.” PYMNTS reported Aug. 6 that during Fiserv’s first quarterly report delivered with Georgakopoulos as CEO, he said he was reviewing Fiserv’s wide product portfolio . Georgakopoulos became CEO on June 15. During the quarterly report, Georgakopoulos said that Fiserv will invest in products that can compete with the strongest alternatives in the market and will consider other options where it can’t. At that point, Fiserv had already divested or moved to divest its student loan servicing and managed ATM businesses. The company was also leaving unprofitable merchant segments in India. Speaking of clients, Georgakopoulos said: “They want platforms that work. They want us to deliver what we promised. They want good customer service.” PYMNTS reported in April that Fiserv had undertaken an action plan called One Fiserv , in which the company aims to enhance client service, accelerate product development, address operational inefficiencies and optimize capital management. The fourth quarter of 2025 was the first full quarter in which Fiserv executed the action plan. Recommended Fiserv Unifies Financial and Merchant Divisions to Unlock Growth Opportunities Walmart+ Expands Gas Savings Program as Fuel Prices Surge U.S. Bank Recruits Citi Executive to Lead Payments in Key Growth Sectors Musk Firms Drop Apple Antitrust Suit but Continue Case Against OpenAI See More In: FinTech , Fiserv , Innovation , News , PYMNTS News , What's Hot