Finkelstein Thompson LLP 與 Lovell Stewart Halebian Jacobson LLP 公告集體訴訟擬議和解方案，提醒於 2007 年 10 月 24 日至 2026 年 8 月 14 日期間曾從非銀行 ATM 提領現金者留意

A proposed class action settlement totaling $167.5 million may affect your rights if you used a non-bank ATM and were charged a surcharge. The case involves Visa Inc., Visa U.S.A. Inc., Visa International Service Association, and Plus System, Inc. (collectively, "Visa"), and Mastercard Incorporated and Mastercard International Incorporated (collectively, "Mastercard").

The lawsuit alleges that Visa and Mastercard violated antitrust laws by establishing operating rules that prohibited independent ATM operators from charging different amounts for ATM surcharges (also known as usage fees). Even if transactions could be processed through other competing networks at a lower cost than the Visa or Mastercard networks, IATM operators were not allowed to offer "discounts" or charge cardholders lower usage fees. As a result, cardholders paid higher usage fees when using ATMs than they otherwise would have paid. Visa and Mastercard deny these allegations and deny any wrongdoing.

The notice pertains to the case Burke v. Visa Inc., Case No. 1:11-cv-01882, heard in the U.S. District Court for the District of Columbia. You may have also received notices for two other related (or parallel) lawsuits heard in the same court: Mackmin v. Visa Inc. (Case No. 1:11-cv-01831) and National ATM Council v. Visa Inc. (Case No. 1:11-cv-01803). Each case involves different classes, but the claims are similar. Your choice in one class action will not affect your rights in the other related actions.

Generally, if you are in the United States and used a debit card or a PIN-based check card to withdraw cash from an independent ATM in the U.S. (including its territories) between October 24, 2007, and August 14, 2026, and were charged a surcharge (or usage fee) that was not fully reimbursed by your bank, you are a member of the nationwide class. You may also be a member of state-specific classes for California, Illinois, Massachusetts, or Michigan. You may be eligible to receive money from this settlement. For more information or to see the full definition of class members, visit www.NonbankATMSurchargeSettlement.com.

Visa will pay $88,775,000 to the settlement fund, and Mastercard will pay $78,725,000. The settlement fund will be distributed on a pro rata basis to class members who submit valid claim forms, after deducting attorneys' fees, litigation expenses, notice and administrative costs, and service awards for the class representatives.

You must submit a claim form, either online or by mail, no later than February 10, 2027 (postmarked).

You will be bound by the court's ruling even if you do nothing. If you wish to preserve your right to sue Visa and Mastercard on your own, you must exclude yourself from this class action by December 11, 2026. If you do not exclude yourself, you may object to the settlement by December 11, 2026. Detailed procedures for excluding yourself or objecting can be found at www.NonbankATMSurchargeSettlement.com.

A hearing is scheduled for February 17, 2027, to consider the court's approval of the settlement, as well as applications for attorneys' fees, expense reimbursement, and service awards of up to $17,500 per class representative. You or your own lawyer may be present at the hearing at your own expense and speak.