Block, Inc. (XYZ) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

SA Transcripts 162.15K Followers Follow Block, Inc. ( XYZ ) Goldman Sachs Communacopia + Technology Conference 2026 September 9, 2026 1:10 PM EDT Company Participants Amrita Ahuja - Foundational Lead, COO, CFO & Treasurer Conference Call Participants William Nance - Goldman Sachs Group, Inc., Research Division Presentation William Nance Goldman Sachs Group, Inc., Research Division Okay. We are going to get started with the next session. We are very excited to have Amrita Ahuja here, CFO and COO at Block. Thank you for joining us yet again. Amrita Ahuja Foundational Lead, COO, CFO & Treasurer Thank you for having me. William Nance Goldman Sachs Group, Inc., Research Division All right. I'm going to read a quick disclaimer, and then we can get into it. During this conversation, Amrita may make forward-looking statements including about Block's expectations for its financial performance that are subject to certain risks and uncertainties. These statements are based on information available to Block and assumptions it believes are reasonable as of today's date. Block disclaims any obligation to update any forward-looking statements, except as required by law. Please refer to Block's most recent SEC filings for a discussion of the company's risk factors. She may also discuss certain non-GAAP financial metrics. Reconciliations to the most directly comparable GAAP metrics are available on Block's shareholder letters on its Investor Relations website. Further, any discussion of Block's lending and banking products refer to products that are offered through Square Financial Services or its bank partners. Question-and-Answer Session William Nance Goldman Sachs Group, Inc., Research Division All right, Amrita. Thanks for being here. Again, I always look forward to hosting this. This year, it felt kind of like a harvesting year. We've been talking about a lot of the initiatives inside the organization to improve execution, growth, product and distribution investments on the Square side, lending and banking on the Cash App side, broader operational excellence initiatives like