PayPal Holdings, Inc. (PYPL) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

SA Transcripts 162.14K Followers Follow PayPal Holdings, Inc. ( PYPL ) Goldman Sachs Communacopia + Technology Conference 2026 September 9, 2026 5:25 PM EDT Company Participants Enrique Lores - President, CEO & Director Presentation Unknown Analyst All right. We're going to get started with the next session. Joining us next is Enrique Lores, President and Chief Executive Officer of PayPal, Enrique, thank you for joining us today. Really excited about the conversation. Enrique Lores President, CEO & Director Thank you for having me here. Unknown Analyst All right. Before we get started, I'm just going to read a quick disclaimer. Please note that Enrique's remarks may include forward-looking statements. Please refer to the company's SEC filings including its most recent Form 10-K and 10-Q for a discussion of risks and uncertainties that could cause actual results to differ materially from these statements. Question-and-Answer Session Unknown Analyst All right. Enrique, you are roughly 6 months in. It's been a busy first few months. So it's a 2-part question. What has genuinely surprised you positively or negatively since moving from the Board seat to the CEO seat. And then when you compare your day 1 hypothesis to where you sit today, where do you have more conviction where has the problem turned out to be harder or take longer than you initially assumed? Enrique Lores President, CEO & Director Sure. First of all, I think when I joined the company, I knew that there were some things that needed to be seen, but I also knew that there were key assets and that the company operates in key growth markets. When I look at this before becoming CEO, I realized that the company's strength and scale that we have, the number of customers, loyal customers that we had were really difficult to replicate. The global presence that we have and the ability to transact in multiple countries