TerraPay Connects its Wallet Interoperability Network, Xend to Alipay+, Strengthening Global Payments Interoperability

TerraPay, a global money movement company, and Alipay+, Ant International's unified wallet gateway, today announced a strategic partnership to enable seamless cross-border QR payments for digital wallets, significantly enhancing global payments interoperability for users across Latin America, the Middle East and Africa.

In the initial phase, 15 of the digital wallets across Africa that are connected to Xend, TerraPay's wallet interoperability network, will be able to pay at more than 150 million merchants across Alipay+'s global merchant ecosystem. The partnership also expands TerraPay's cross-border payment capabilities from account-to-account to global in-store acceptance.

Many continue to face friction when transacting across borders. While their digital wallet works seamlessly locally, often when travelling, they revert to cash, foreign exchange counters, and payment methods that feel unfamiliar and costly. Through the Xend, TerraPay's wallet interoperability network, wallet partners across the world piloting with Africa, can enable their users to pay directly at Alipay+'s global merchant ecosystem. Wallet users can simply scan a QR code to pay, using the same wallet they already trust.

As digital wallets become the preferred payment option, users increasingly expect their trusted financial interfaces to work seamlessly across borders, merchants, and payment ecosystems. Wallet providers have built powerful domestic ecosystems - loyal users, trusted rails, meaningful scale, yet cross-border utility remains limited. Xend, TerraPay's wallet interoperability network solves this by connecting to a global ecosystem, via Alipay+, through a single integration, enabling wallet providers to offer their customers something genuinely new: the ability to spend internationally, without switching apps or carrying cards.

Alipay+ connects over 50 international payment partners to more than 150 million merchants across 220 destination markets, including through over 10 national payment systems.

Ant International is a leading global digital payment, digitisation and financial technology provider, offering a unified techfin platform supporting financial institutions and merchants of all sizes to achieve inclusive growth. It's unified wallet gateway, Alipay+, provides cross-border payment and digital services that help connect global merchants to consumers.

TerraPay simplifies global money movement, providing a single connection to one of the most expansive cross-border payment networks, regulated across multiple markets. Our network enables payments to receiving and sending countries worldwide, reaching a vast network of mobile wallets, bank accounts, and cards. We make money transfers instant, reliable, transparent, and fully compliant for its partners, connecting them to 7.5Bn+ bank accounts, in 156+ countries. We work behind the scenes as the trusted partners for some of the world's most innovative financial players, from banks and digital wallets to MTOs, corporates and fintech platforms. On a mission to create a borderless financial world, ...