Affirm Holdings, Inc. (AFRM) Q4 2026 Earnings Call Transcript

SA Transcripts 162.04K Followers Follow Affirm Holdings, Inc. ( AFRM ) Q4 2026 Earnings Call August 27, 2026 5:00 PM EDT Company Participants Zane Keller - Head of Investor Relations Max Levchin - Founder, CEO & Chairman Robert O'Hare - Chief Financial Officer Conference Call Participants Adam Frisch - Evercore ISI Institutional Equities, Research Division Harry Bartlett - Rothschild & Co Redburn, Research Division Harshita Rawat - Bernstein Institutional Services LLC, Research Division Robert Wildhack - Autonomous Research US LP William Nance - Goldman Sachs Group, Inc., Research Division Dan Dolev - Mizuho Securities USA LLC, Research Division Jason Kupferberg - Wells Fargo Securities, LLC, Research Division James Faucette - Morgan Stanley, Research Division Connor Allen - JPMorgan Chase & Co, Research Division Bryan Keane - Citigroup Inc., Research Division Matthew O'Neill - BofA Securities, Research Division Andrew Bauch - BMO Capital Markets Equity Research Moshe Orenbuch - TD Cowen, Research Division Darrin Peller - Wolfe Research, LLC Daniel Perlin - RBC Capital Markets, Research Division John Hecht - Jefferies LLC, Research Division Timothy Chiodo - UBS Investment Bank, Research Division Presentation Operator Good afternoon. Welcome to the Affirm Holdings Fourth Quarter Fiscal 2026 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded, and a replay of the call will be available on our Investor Relations website for a reasonable period of time after the call. I'd now like to turn the call over to Zane Keller, Head of Investor Relations. Thank you. You may begin. Zane Keller Head of Investor Relations Thank you, operator. Before we begin, I would like to remind everyone listening that today's call may contain forward-looking statements. These forward-looking statements are subject to numerous risks and uncertainties, including those set forth in our filings with the SEC, which are available on our Investor Relations website. Our actual results may differ materially from any forward-looking statements that we make today. These forward-looking statements speak only as of today, and the company does not assume any