Bendigo and Adelaide Bank Limited (BXRBF) Q4 2026 Earnings Call Transcript

SA Transcripts 161.98K Followers Follow Bendigo and Adelaide Bank Limited ( BXRBF ) Q4 2026 Earnings Call August 23, 2026 8:01 PM EDT Company Participants Samantha Miller - Head of Investor Relations & ESG Richard Fennell - CEO, MD & Director Andrew Morgan - Chief Financial Officer Conference Call Participants Annabel Ross - Barrenjoey Markets Pty Limited, Research Division Kelsey Bentley - JPMorgan Chase & Co, Research Division Sally Hong - Morgan Stanley, Research Division Andrew Lyons - Jefferies LLC, Research Division Ed Henning - CLSA Limited, Research Division John Storey - UBS Investment Bank, Research Division Thomas Strong - Citigroup Inc., Research Division Carlos Cacho - Macquarie Research Brendan Sproules - Goldman Sachs Group, Inc., Research Division Brian Johnson - MST Financial Services Pty Limited, Research Division Christian Mazza - Jarden Limited, Research Division Presentation Samantha Miller Head of Investor Relations & ESG Good morning, everyone. Thanks for joining us for Bendigo Bank's 2026 Full Year Results Briefing. Let me begin today by acknowledging the traditional owners of the lands in which we meet today, the Gadigal people of the Eora Nation, and I pay my respects to their elders, past, present and emerging. I also extend my respects to the Aboriginal and Torres Strait Islander people who are present on the call today. Following our recent results announcement on the 18th of August, we have slightly adjusted our approach to the results presentation today. Richard will start with a high-level overview of the key performance highlights. He'll run through the strategic deliverables and an update on the AML/CTF program. Andrew will then step through the audited financial performance and provide an overview of our credit position within the current macro environment. We'll then move on to Q&A. I'll now hand over to Richard. Richard Fennell CEO, MD & Director Thanks, Sam, and good morning, everyone, and thanks for taking the time to join us today. We recognize our market release on