Zip Co Limited (ZIZTF) Q4 2026 Earnings Call Transcript

SA Transcripts 161.93K Followers Follow Zip Co Limited ( ZIZTF ) Q4 2026 Earnings Call August 19, 2026 8:01 PM EDT Company Participants Vivienne Lee - Senior Director of Investor Relations & Sustainability Cynthia Scott - Group CEO, MD & Executive Director Joseph Heck - Chief Executive Officer of US Soraya Alali - Chief Executive Officer of ANZ Gordon Bell - Group Chief Financial Officer Conference Call Participants Jonathon Higgins - Unified Capital Partners Pty Ltd., Research Division Tim Lawson - Macquarie Research Lucy Huang - UBS Investment Bank, Research Division Phillip Chippindale - Ord Minnett Limited, Research Division Siraj Ahmed - Citigroup Inc., Research Division Jack Lynch - Taylor Collison Limited, Research Division Annabel Khun - E&P, Research Division Julian Mulcahy - RBC Capital Markets, Research Division Evan Karatzas Presentation Operator Thank you for standing by, and welcome to the Zip Co Limited FY '26 Results. [Operator Instructions] I would now like to hand the conference over to Senior Director of Investor Relations and Sustainability, Vivienne Lee. Please go ahead. Vivienne Lee Senior Director of Investor Relations & Sustainability Thank you, and good morning, everyone. To open, I'd like to begin by acknowledging the traditional owners of the land on which we meet today, the Gadigal of the Eora Nation and pay our respects to elders past and present. This conference call is being webcast and will be made available on Zip's website. I'm joined today by Zip's Group CEO and Managing Director, Cynthia Scott; Group CFO, Gordon Bell; U.S. CEO, Joe Heck; and ANZ CEO, Soraya Alali. We will start this call with some prepared remarks and then open up for Q&A. With that, I'll now hand over the call to Cynthia. Cynthia Scott Group CEO, MD & Executive Director Thanks, Vivienne. On behalf of the Zip team, we're pleased to deliver another year of significant growth and profitability at scale. We exceeded our FY '26 guidance with record group