The Bank of Okinawa (8399) Earnings: Ordinary Profit Increases 24.9% YoY to 4.36 Billion Yen, Net Income Up 15.9%

The Bank of Okinawa (8399) announced its financial results, reporting that ordinary profit increased by 24.9% year-on-year to 4.365 billion yen. Ordinary revenue rose 16.6% to 22.697 billion yen, and profit attributable to owners of the parent grew 15.9% to 2.981 billion yen. Comprehensive income was 3.585 billion yen (down 28.3% year-on-year), resulting in earnings per share (EPS) of 72.71 yen.

From a financial and valuation perspective, the capital adequacy ratio stands at 4.7%, reflecting the characteristic structure of regional financial institutions. Interest-bearing debt is maintained at 0.0 billion yen, accompanied by substantial retained earnings of 84.66 billion yen. This provides a stable financial foundation supported by steady profit growth.