Atlanticus Holdings Corporation (ATLC) Q2 2026 Earnings Call Transcript

SA Transcripts 161.79K Followers Follow Atlanticus Holdings Corporation ( ATLC ) Q2 2026 Earnings Call August 6, 2026 5:00 PM EDT Company Participants Dan Mauch - Investor Relations Jeffrey Howard - President, CEO & Director William McCamey - Chief Financial Officer Conference Call Participants Vincent Caintic - BTIG, LLC, Research Division John Hecht - Jefferies LLC, Research Division David Scharf - Citizens JMP Securities, LLC, Research Division Presentation Operator Good day, and thank you for standing by. Welcome to the Atlanticus Second Quarter 2026 Earnings Call. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I would now like to hand the conference over to your speaker today, Dan Mauch. Dan Mauch Investor Relations Thank you, operator, and good afternoon, everyone. Atlanticus released results for the second quarter ended June 30, 2026, this afternoon after market close. If you did not receive a copy of our earnings press release, you may obtain it from the Investor Relations section of our website at investors.atlanticus.com. We have also posted an updated investor presentation. With me on today's call are Jeff Howard, President and Chief Executive Officer; and Bill McCamey, Chief Financial Officer. This call is being webcast and will be archived on the Investor Relations section of our website. Today's discussion may contain forward-looking statements that reflect the company's current views with respect to, among other things, earnings growth, returns on equity, portfolio performance, the sufficiency of available capital, delinquency and charge-off rates and future financial and operating results. These statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those included in the forward-looking statements. Please review our earnings release and the risk factors discussed in our SEC filings. The forward-looking statements speak only as of the date on which they are made, and except to the extent required by federal securities