Sezzle Inc. (SEZL) Q2 2026 Earnings Call Transcript

Sezzle Inc. ( SEZL ) Q2 2026 Earnings Call August 6, 2026 5:00 PM EDT Company Participants Charles Youakim - Co-Founder, Executive Chairman & CEO Lee Brading - Chief Financial Officer Paul Paradis - Co-Founder, President & Executive Director Conference Call Participants Michael Pochucha Harold Goetsch - B. Riley Securities, Inc., Research Division Ryan Tomasello - Keefe, Bruyette, & Woods, Inc., Research Division Kyle Peterson - Needham & Company, LLC, Research Division Rayna Kumar - Oppenheimer & Co. Inc., Research Division Hoang Nguyen - TD Cowen, Research Division Presentation Operator Good day, and welcome to Sezzle's Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Charlie Youakim, CEO and Executive Chairman. Please go ahead. Charles Youakim Co-Founder, Executive Chairman & CEO Thank you, and good afternoon, everyone, and welcome to Sezzle's Second Quarter 2026 Earnings Call. I'm Charlie Youakim, CEO and Executive Chairman of Sezzle. I'm joined today by our CFO, Lee Brading; my Co-Founder and Company President, Paul Paradis; and Head of IR and Corporate Development, Jack Fagan. In conjunction with this conference call, we filed our earnings announcement with the SEC and have posted it along with our earnings presentation on our Investor website at sezzle.com. To retrieve the documents, please go to the Investor Relations section of our website. Please be advised of the cautionary note on forward-looking statements and the reconciliation of GAAP to non-GAAP measures included in the presentation, which also covers our statements on today's call. Okay. With the boilerplate completed, let's get started. We know you can now see that 2026 is off to a great start. I was remarking to our leadership team earlier this past quarter that our volume growth curves look a lot like they did back in 2020 and 2021, which was an amazing growth