Chime Financial, Inc. (CHYM) Q2 2026 Earnings Call Transcript

SA Transcripts 161.55K Followers Follow Chime Financial, Inc. ( CHYM ) Q2 2026 Earnings Call August 5, 2026 6:00 PM EDT Company Participants Peter Stabler - Vice President of Investor Relations Christopher Britt - Co-Founder, CEO & Chairperson Matthew Newcomb - Chief Financial Officer Mark Troughton - President Conference Call Participants Tien-Tsin Huang - JPMorgan Chase & Co, Research Division James Faucette - Morgan Stanley, Research Division Darrin Peller - Wolfe Research, LLC William Nance - Goldman Sachs Group, Inc., Research Division Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Adam Frisch - Evercore ISI Institutional Equities, Research Division Andrew Jeffrey - William Blair & Company L.L.C., Research Division Alexander Markgraff - KeyBanc Capital Markets Inc., Research Division Joseph Vafi - Canaccord Genuity Corp., Research Division Presentation Operator Good afternoon, and welcome to Chime Financial Inc.'s Second Quarter 2026 Earnings Conference Call. [Operator Instructions], As a reminder, this conference call is being recorded, and a replay of this call will be available on our Investor Relations website for a reasonable period of time after the call. I'd now like to turn the call over to Peter Stabler, Vice President of Investor Relations. Thank you. You may begin. Peter Stabler Vice President of Investor Relations Good afternoon, everyone, and thank you for joining us for Chime's Second Quarter 2026 Earnings Conference Call. Joining me today are Chris Britt, our Co-Founder and CEO; and Matt Newcomb, our CFO. Mark Troughton, our President, will participate in the Q&A session. As a reminder, we will disclose non-GAAP financial measures on this call. Definitions and reconciliations between our GAAP and non-GAAP results can be found in our earnings release and earnings presentation posted on our IR website at investors.chime.com. We will also make forward-looking statements on this call. including statements about our business, future outlook and goals. Such statements are subject to known and unknown risks and uncertainties that could cause actual