The Saga Bank, Ltd. (8395) Reports Earnings: Ordinary Profit Surges 139.8% YoY with Net Income Up 134.2%

According to the latest financial results announced by The Saga Bank, Ltd. (8395), ordinary revenue reached 17,904 million yen (a 31.6% increase year-on-year), ordinary profit rose significantly to 4,005 million yen (a 139.8% surge), and net income attributable to owners of the parent grew 134.2% to 2,909 million yen. Comprehensive income also expanded by 51.2% year-on-year to 6,039 million yen, reflecting robust earnings growth. Basic earnings per share (EPS) stood at 172.14 yen, with diluted EPS at 171.01 yen.

From a financial structure and valuation perspective, the equity-to-asset ratio stands at 3.9%, reflecting the typical leverage profile of the banking sector, while retained earnings have accumulated to 100.27 billion yen, ensuring a solid capital buffer. Furthermore, the return on equity (ROE) was recorded at 2.25% and return on assets (ROA) at 0.09%, highlighting ongoing attention to capital efficiency alongside earnings expansion.