The Western Union Company (WU) Q2 2026 Earnings Call Transcript

The Western Union Company (WU) Q2 2026 Earnings Call July 30, 2026 4:30 PM EDT Company Participants Tom Hadley - Head of Investor Relations Devin McGranahan - President, CEO & Director Matthew Cagwin - Executive VP & CFO Conference Call Participants Tien-Tsin Huang - JPMorgan Chase & Co, Research Division William Nance - Goldman Sachs Group, Inc., Research Division Rayna Kumar - Oppenheimer & Co. Inc., Research Division Darrin Peller - Wolfe Research, LLC Christopher Svensson - Deutsche Bank AG, Research Division Timothy Chiodo - UBS Investment Bank, Research Division Vasundhara Govil - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good day, and welcome to the Western Union Second Quarter 2026 Results Conference Call. Please note, this event is being recorded. I would now like to turn the conference over to Tom Hadley, Vice President of Investor Relations. Tom, please go ahead. Tom Hadley Head of Investor Relations Thank you. On today's call, we will discuss the company's second quarter and our 2026 full year outlook, and then we will take your questions. The slides that accompany this call and webcast can be found at westernunion.com under the Investor Relations tab and will remain available after the call. Additional operational statistics have been provided in supplemental tables with our press release. Joining me on the call today is our CEO, Devin McGranahan and our CFO, Matt Cagwin. Today's call is being recorded, and our comments include forward-looking statements. Please refer to the cautionary language in the earnings release and in Western Union's filings with the Securities and Exchange Commission, including the 2025 Form 10-K for additional information concerning factors that could cause actual results to differ materially from the forward-looking statements. During the call, we will discuss some items that do not conform to generally accepted accounting principles. Where possible, we have reconciled those items