FinWise Bancorp (FINW) Q2 2026 Earnings Call Transcript

SA Transcripts 161.33K Followers Follow FinWise Bancorp ( FINW ) Q2 2026 Earnings Call July 29, 2026 5:00 PM EDT Company Participants Juan Arias - EVP & Chief Strategy Officer James Noone - Chief Executive Officer Robert Wahlman - Executive VP & CFO Conference Call Participants Evan Yee - Raymond James & Associates, Inc., Research Division Andrew Terrell - Stephens Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Presentation Operator Thank you. Greetings and welcome to the FinWise Bancorp Second Quarter 2026 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to turn the call over to the speakers. Please go ahead. Juan Arias EVP & Chief Strategy Officer Good afternoon and thank you for joining us today for FinWise Bancorp's second quarter 2026 earnings conference call. Earlier today, we filed our earnings release and investor deck and posted them to our investor website at investors.finwisebancorp.com. Today's conference call is being recorded and webcast on the company's investor website, as previously mentioned. On today's call, management's prepared remarks and answers to your questions may contain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ from those discussed today. Forward-looking statements represent management's current estimates, expectations and beliefs, and FinWise Bancorp assumes no obligation to update any forward-looking statements in the future. We encourage listeners to review the more detailed discussions related to these forward-looking statements, including factors that may negatively impact them contained in the company's earnings press release and filings with the Securities and Exchange Commission. Hosting the call today are CEO Jim Noone, CFO Bob Wahlman, and Executive Chairman Kent Landvatter. Jim, please go ahead. James Noone Chief Executive Officer Good afternoon everyone. Our second quarter earnings of $0.15 per share were short of our expectations, driven by higher provision