Shinhan Financial Group Co., Ltd. (SHG) Q2 2026 Earnings Call Transcript

Shinhan Financial Group Co., Ltd. (SHG) Q2 2026 Earnings Call July 23, 2026 1:00 AM EDT Company Participants Cheol Woo Park - Head of Investor Relations Jeong Hoon Jang - Deputy President & CFO Dong Jang - Deputy President and Head of Global Markets & Securities Business Group Jaesung Lee Conference Call Participants Jaewoong Won - HSBC Global Investment Research Jihyun Cho - JPMorgan Chase & Co, Research Division Tejkiran Kannaluri Magesh Shane Mathews Conversation Cheol Woo Park Head of Investor Relations Good afternoon, everyone. It's been a while since we last met. I am Cheol Woo Park from the IR team. I hope you're all looking forward to your summer vacation plans. So ahead of the summer vacation season, I'd like to thank you all for joining Shinhan Financial Group's 2026 Second Quarter Earnings Conference. Joining today's earnings conference are Jeong Hoon Jang, Group CFO; Go Suk-Hyun, Group CSO; Hyuck Jae Choi, Head of Group AX Digital; Hoon RA, Group CRO; Kan Yeong Hong, CFO of Shinhan Bank; Jeong-bin Lee, CFO of Shinhan Card; Jaesung Lee, CFO of Shinhan Securities; and Sung-hwan JOO, CFO of Shinhan Life. We would appreciate your active interest and participation throughout today's event. Today's conference will begin with a presentation by our Group CFO on the group's financial results for the second quarter of 2026. Afterwards, it will be followed by a Q&A session with the participants. Now I'd like to invite Group CFO, Jeong Hoon Jang to begin this presentation on the group's financial performance. Jeong Hoon Jang Deputy President & CFO Good afternoon, everyone. I am Jeong Hoon Jang, CFO of Shinhan Financial Group. First of all, I'd like to thank everyone for joining our 2026 second quarter earnings presentation. Now let me walk you through our business results for the second quarter of 2026. Please turn