Bank OZK (OZK) Q2 2026 Earnings Call Transcript

Bank OZK (OZK) Q2 2026 Earnings Call July 22, 2026 8:30 AM EDT

Company Participants

Jay Staley

George Gleason - Chairman & CEO

Jake Munn - President of Corporate & Institutional Banking

Paschall Hamblen - President

Tim Hicks - Chief Financial Officer

Conference Call Participants

Stephen Scouten - Piper Sandler & Co., Research Division

Matt Olney - Stephens Inc., Research Division

Manan Gosalia - Morgan Stanley, Research Division

Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division

Brian Martin - Brean Capital, LLC, Research Division

Timur Braziler - UBS Investment Bank, Research Division

Sun Young Lee - TD Cowen, Research Division

Presentation Operator

Ladies and gentlemen, thank you for standing by. Welcome to Bank OZK Second Quarter 2026 Earnings Conference Call. [Operator Instructions]. Please be advised that today's conference is being recorded. I would like to turn the conference over to Jay Staley, Managing Director of Investor Relations and Corporate Development. Please go ahead.

Jay Staley

Good morning. I'm Jay Staley, Managing Director of Investor Relations and Corporate Development for Bank OZK. Thank you for joining our call this morning and participating in our question-and-answer session. In today's Q&A session, we may make forward-looking statements about our expectations, estimates and outlook for the future. Please refer to our earnings release, management comments, financial supplement and other public filings for more information on the various factors and risks that may cause actual results or outcomes to vary from those projected in or implied by such forward-looking statements.

Joining me on the call to take your questions are George Gleason, Chairman and CEO; Brannon Hamblen, President; Tim Hicks, Chief Financial Officer; and Jake Munn, President, Corporate and Institutional Banking. We'll now open up the lines for your questions. Let me now ask our operator, Michelle, to remind our listeners how to queue in for questions.

Question-and-Answer Session