HDFC Bank Limited (HDB) Q1 2027 Earnings Call Transcript

Ladies and gentlemen, good day, and welcome to HDFC Bank Limited Q1 FY '27 Earnings Conference Call on the financial results presented by the management of HDFC Bank. Please note that this conference is being recorded. I now hand the conference over to Mr. Srinivasan Vaidyanathan, Chief Financial Officer, HDFC Bank. Thank you, and over to you, Mr. Vaidyanathan. Srinivasan Vaidyanathan Chief Financial Officer Thank you, Nirav. Good evening, and warm welcome to all the participants. We have today with us our CEO, Sashi Jagdishan; and our Deputy MD, Kaizad Bharucha. I'll hand off the call to Sashi, and then we can take it forward from there. Sashidhar Jagdishan MD, CEO & Director Thank you, Srini, and thank you all for joining in on this investor call for the Q1 results for FY 2027. As you know, we've had a very -- we navigated this during this period, certain challenges over the last 4 months. Our people have kept steadfast focus on customer needs and build -- further build the franchise. It's been a very tough period, but I really am proud of them, and thank you to each one of them who really stood behind in continuing the strength and resilience of the institution. We've had a very -- I also sincerely thank the Board for their guidance and more so Keki Mistry