Fifth Third Bancorp (FITB) Q2 2026 Earnings Call Transcript

Fifth Third Bancorp ( FITB ) Q2 2026 Earnings Call July 17, 2026 9:00 AM EDT

Company Participants

Matt Curoe - Senior Director of Investor Relations

Timothy Spence - Chairman, CEO & President

Bryan Preston - Executive VP & CFO

Conference Call Participants

Ebrahim Poonawala - BofA Securities, Research Division

Manan Gosalia - Morgan Stanley, Research Division

Ryan Nash - Goldman Sachs Group, Inc., Research Division

L. Erika Penala - UBS Investment Bank, Research Division

Gerard Cassidy - RBC Capital Markets, Research Division

Michael Mayo - Wells Fargo Securities, LLC, Research Division

John Pancari - Evercore ISI Institutional Equities, Research Division

Brian Foran - Truist Securities, Inc., Research Division

Benjamin Gerlinger - Citigroup Inc., Research Division

Kenneth Usdin - Bernstein Autonomous LLP

Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division

Operator Hello, everyone. Thank you for joining us, and welcome to the Fifth Third's Second Quarter Earnings Call. [Operator Instructions]

I will now hand the conference over to Matt Curoe, Director of Investor Relations. Please go ahead.

Matt Curoe Senior Director of Investor Relations Good morning, everyone. Welcome to Fifth Third's Second Quarter 2026 Earnings Call. This morning, our Chairman, CEO and President, Tim Spence; and CFO, Bryan Preston, will provide an overview of our second quarter results and outlook. Please review the cautionary statements in our materials, which can be found in our earnings release and presentation. These materials contain information regarding the use of non-GAAP measures and reconciliations to the GAAP results as well as forward-looking statements about Fifth Third's performance. These statements speak only as of July 17, 2026, and Fifth Third undertakes no obligation to update them. Following prepared remarks by Tim and Bryan, we will open up the call for questions. With that, let me turn it over to Tim.

Timothy Spence Chairman, CEO & President Good morning, everyone, and thank you for joining us. At Fifth