Great Southern Bancorp, Inc. (GSBC) Q2 2026 Earnings Call Transcript

Great Southern Bancorp, Inc. ( GSBC ) Q2 2026 Earnings Call July 16, 2026 3:00 PM EDT Company Participants Christina Maldonado Joseph Turner - President, CEO & Director Rex Copeland - Treasurer Conference Call Participants Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division John Rodis - Brean Capital, LLC, Research Division Presentation Operator Good day, and thank you for standing by. Welcome to the Great Southern Bancorp Second Quarter 2026 Earnings Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker for today, Christina Maldonado. Please go ahead. Christina Maldonado Good afternoon, and thank you for joining Great Southern Bancorp's Second Quarter 2026 Earnings Call. Today, we'll be discussing the company's results for the quarter ended June 30, 2026. Before we begin, I'd like to remind everyone that during this call, forward-looking statements may be made regarding the company's future events and financial performance. These statements are subject to various factors that could cause actual results to differ materially from those anticipated or projected. For a list of these factors, please refer to the forward-looking statements disclosure in the earnings release and other public filings. Joining me today are President and CEO, Joe Turner; and Chief Financial Officer, Rex Copeland. I'll now turn the call over to Joe. Joseph Turner President, CEO & Director Okay. Thanks, Christina, and good afternoon to everyone on the call. We appreciate you joining us today. Our second quarter 2026 results reflect the strength and resilience of our core banking franchise despite what remains a highly competitive operating environment. Our operating metrics remain sound, supported by disciplined expense management, careful balance sheet positioning, and our ongoing emphasis on relationship-based banking. In the second quarter of '26, we reported preliminary net income