Moen and Stand Insurance Launch Program to Help Homeowners Cut Water Damage Risk and Insurance Costs

For the first time at Stand*, active leak detection and automatic shutoff are directly linked to insurance pricing discounts, giving homeowners a financial incentive to help prevent water damage before it starts.

DEERFIELD, Ill. , July 8, 2026 /PRNewswire/ -- Water damage is among the most common and costly home insurance claims, with the average household loss exceeding $15,000.

Today, Moen , the leader in smart water solutions, and Stand , the home insurer that helps physically harden catastrophe-exposed homes, are offering homeowners a way to help prevent those losses before they happen through a new program that pairs the Moen Flo Shutoff with Stand's insurance coverage.

Through this program, policyholders who activate and maintain the device will be eligible for direct premium discounts.

Policyholders in older homes without recent plumbing renovations could also have their limited water endorsement requirement waived by activating a Flo device.

Moen Flo continuously tracks water pressure and flow rates, with the ability to automatically shut off the main water valve if a catastrophic leak or pipe burst is detected.

By bringing Moen Flo's precision detection capabilities into Stand's property-level underwriting and risk-modeling framework, the partnership targets structural vulnerabilities before damage can occur.

By working with Moen, Stand policyholders can choose between two ways to get started**: a policyholder can get the device/installation through a one-time purchase, or for less than $25 a month they can choose the device/installation as part of a 36-month contract.

As Stand Insurance launches in Florida, it will offer a $49 credit toward the subscription activation fee for the first 500 policyholders who enroll on top of annual premium savings.

This incentive eliminates the standard activation fee, making it seamless for early adopters to secure their properties.