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What Is Return on Equity (ROE)?

ROE measures how much profit a company generates from shareholder equity. It is a core measure of capital efficiency, but the drivers behind a high figure matter as much as the level itself.

ROE formula

ROE = Profit attributable to owners ÷ average equity × 100

The denominator normally averages beginning and ending equity. This better reflects major issuance or buybacks during the period than ending equity alone.

Calculate ROE

Use average beginning and ending equity

Result

Profit generated per 100 of equity

10.00%

This is a simplified calculation. Align consolidation scope, attribution and period basis before comparing companies.

Stock Club Data

Current ROE distribution in Japan

Price date: September 4, 2026

Trailing ROE median

8.62%

Median return over the trailing 12 months

Forecast ROE median

8.21%

Company forecasts for 3,460 stocks

Trailing interquartile range

4.65% – 14.07%

Range containing the middle 50% of stocks

Stocks with trailing ROE

3,735 / 3,958

223 missing or excluded

Trailing ROE distribution

This covers Japanese stocks with positive equity and a calculable trailing-12-month ROE.

Below 0%
418
0–5%
584
5–10%
1,164
10–15%
740
15–20%
353
20% and over
476

Stocks with negative ROE

Even with positive equity, a trailing net loss produces a negative ROE.

418stocks

11.2%

Check operating margins, cash flow and history to separate one-off losses from deterioration in the core business.

Median trailing ROE by sector

Sectors with at least 10 stocks. Comparing peers helps reduce differences caused by business models.

SectorMedianPositiveStocks
Fishery, Agriculture & Forestry
8.98%
91.7%12
Construction
10.67%
96.0%151
Foods
6.96%
92.9%126
Textiles & Apparels
5.01%
81.3%48
Pulp & Paper
5.70%
100.0%24
Chemicals
7.89%
94.1%203
Pharmaceuticals
1.57%
52.1%73
Rubber Products
9.21%
100.0%16
Glass & Ceramics
7.14%
88.5%52
Iron & Steel
5.51%
92.1%38
Nonferrous Metals
9.53%
90.6%32
Metal Products
5.95%
89.9%89
Machinery
7.80%
90.9%209
Electric Appliances
8.78%
88.9%225
Transportation Equipment
6.82%
91.4%81
Precision Instruments
10.57%
86.3%51
Other Products
7.06%
87.7%106
Electric Power & Gas
7.76%
100.0%27
Land Transportation
8.52%
98.3%60
Marine Transportation
7.69%
100.0%11
Warehousing & Harbor Transportation
7.15%
97.0%33
Information & Communication
11.69%
83.8%585
Wholesale Trade
8.46%
94.9%293
Retail Trade
8.16%
85.5%324
Banks
6.36%
96.4%84
Securities & Commodity Futures
12.29%
91.9%37
Insurance
9.70%
92.9%14
Other Financing Business
9.52%
94.6%37
Real Estate
11.56%
93.2%133
Services
10.99%
85.9%526

Examples from large-cap stocks

This is not a recommendation ranking. It connects price, trailing ROE, forecast ROE and P/B using actual data.

StockPriceTrailing ROEForecast ROEPBR
Mitsubishi UFJ Financial Group,Inc.8306
¥3,785+0.83%
12.60%
-
1.88x
TOYOTA MOTOR CORPORATION7203
¥3,081-1.16%
12.23%
7.97%
0.98x
SoftBank Group Corp.9984
¥5,590+11.78%
33.27%
-
1.73x
Kioxia Holdings Corporation285A
¥54,460+5.40%
87.11%
-
12.41x
Sumitomo Mitsui Financial Group,Inc.8316
¥7,083-0.08%
11.17%
5.28%
1.67x
Tokyo Electron Limited8035
¥53,320+0.04%
31.24%
-
11.45x
Hitachi,Ltd.6501
¥5,377+0.47%
12.91%
12.84%
3.66x
ADVANTEST CORPORATION6857
¥33,090+2.51%
56.89%
44.55%
22.98x

How to interpret ROE

Negative

Loss-making; assess whether losses are temporary

0–5%

Lower efficiency; examine improvement potential

5–10%

Compare with sector and company history

10–15%

Meaningful profitability; test sustainability

15%+

High, but check leverage and one-off gains

These ranges organize interpretation; they are not fixed investment rules. Capital intensity and regulation differ, so compare like-for-like sectors and periods first.

Use DuPont analysis to explain ROE

ROE = Net margin × asset turnover × financial leverage

Net margin

How much final profit remains from sales through pricing power and cost control.

Asset turnover

How efficiently assets are converted into revenue.

Financial leverage

How many assets are supported by each unit of equity; borrowing tends to raise it.

PBR ≈ PER × ROE (decimal)

On aligned earnings and equity bases, earnings valuation through P/E and capital efficiency through ROE combine into P/B. Use 0.10 for a 10% ROE.

ROE ≈ EPS ÷ average BPS

Per-share values show how much EPS is generated from average beginning-and-ending BPS, provided share and period bases are aligned.

Four traps behind high ROE

Small equity base

After losses or impairment shrink equity, ordinary profit can create an unusually high ROE.

Heavy borrowing

Leverage lifts ROE but increases sensitivity to interest rates and earnings declines.

One-off gains

Asset sales or tax effects can temporarily inflate profit and produce unsustainable ROE.

Share buybacks

Buybacks reduce equity and can lift ROE. Review EPS and per-share value at the same time.

How Stock Club calculates and aggregates ROE

Aggregation rules designed for comparability

  • Trailing ROE uses a consistent trailing-12-month value without mixing quarterly cumulative figures.
  • Forecast ROE based on company guidance is displayed separately from trailing ROE.
  • The denominator is generally average equity attributable to owners of the parent.
  • Stocks with zero or negative equity are excluded because the ROE sign becomes misleading.
  • The universe is active Japanese equities excluding ETFs and REITs.
  • We publish medians and quartiles rather than an outlier-sensitive mean.

This page is for information only and does not recommend any security.

ROE FAQ

What is considered a high ROE?

There is no universal cutoff. While 10% is often referenced, compare sector, company history, cost of equity and leverage on a consistent basis.

Is a higher ROE always better?

No. ROE can rise because equity is small, debt is high or one-off gains occur. Review earnings quality and balance-sheet risk.

What does a negative ROE mean?

With positive equity, it normally reflects a net loss. If equity is also negative, the sign becomes counter-intuitive and unsuitable for simple comparison.

How do trailing and forecast ROE differ?

Trailing ROE uses historical profit. Forecast ROE uses company guidance and can change with revisions or assumptions.

How are ROE and ROA different?

ROE measures profit against shareholder equity, while ROA uses total assets. ROA helps reveal whether high ROE comes from operating efficiency or leverage.

Put ROE into practice

Compare peers in the screener, then combine ROE with P/B, P/E, BPS and DOE to assess profitability, valuation, capital structure and distributions.