Oracle Expands Digital Assets Data Nexus to Help Banks Operationalize Digital Money

Oracle today announced an expansion of Oracle Digital Assets Data Nexus 1, with payment execution integrations, configurable wallet and smart contract controls for customer-defined governance and compliance policies, and AI-enabled oversight. The new integrations connect banking and payment operations with digital-asset transaction execution using ISO 20022 messaging, helping banks extend their money-movement operating model across traditional and digital forms of money and value. This brings improved visibility across ledgers, more consistent controls, and reduced operational fragmentation. AI-enabled monitoring and analysis will help banks identify operational exceptions, transaction anomalies, liquidity pressures, and other emerging risks and trigger policy-controlled responses. Built for regulated financial services, Oracle Digital Assets Data Nexus is designed to provide an enterprise foundation for blockchain-based digital-asset issuance, custody, transactions, governance, and embedded supervision, helping customers move from pilot to production with enterprise-grade resilience and security. The platform will support provisioning and operation of multiple blockchain ledgers, alongside custodial wallets, prebuilt and composable smart contracts, and workflow orchestration to coordinate on-chain and off-chain activity, including atomic transactions across participating systems. Integration with Oracle AI Database will bring ledger history, smart-contract state, and workflow records into a unified data foundation for reconciliation, audit, monitoring, and analysis. "As tokenized deposits, stablecoins , CBDCs, and other digital forms of money become more widely used in payments, settlement, and liquidity management, banks must support a growing range of assets, networks, and settlement models. At the same time, they need to preserve control over liquidity, risk, customer relationships, and operations," said Mark Rakhmilevich, vice president, mission critical data platform technologies, Oracle. "Oracle Digital Assets Data Nexus helps financial institutions move from experimentation to production by integrating digital assets with existing banking and payment systems. It provides resilience, and enables governance and compliance controls for regulated operations, supporting a common operating model for money movement without creating a new silo for every asset or network." These new Digital Assets Data Nexus capabilities build on the platform's multi-ledger tokenization foundation, digital-asset lifecycle management, and modular cloud and on-premises deployment. The offering also provides low-code tools with reference smart contracts, APIs, and sample applications that support use cases spanning tokenized deposits and stablecoins , CBDCs, digital bonds and funds, and real-world assets across banking environments and emerging multi-bank interoperability models such as Commercial Bank Money Token (CBMT) and Swift Ledger. Extend existing payment operations into digital money Digital Assets Data Nexus will integrate with existing ISO 20022-based payment hubs and enterprise systems to support digital-money transactions rather than creating a separate payment stack. It will map payment instructions, customers, and accounts to wallets and digital-money rails; coordinate on- and off-chain execution; and return payment status, account reporting, and transaction notifications to existing payment hubs. For Oracle Banking Payments customers, prebuilt integration with Digital Assets Data Nexus will extend payment processing to digital forms of money and tokenized-money networks, supported by programmable wallets, digital-asset controls,