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ROOT has shifted from hypergrowth toward disciplined underwriting, prioritizing sustainable margins over aggressive premium expansion. H1 2026 net combined ratio improved to 91.7%, while the expense r

Root, Inc. demonstrates a robust operational turnaround, with Q1 2026 net income nearly doubling to $35.9M and EPS up 95% year-over-year. ROOT's profitability gains stem from disciplined underwriting