FB Financial Corporation (FBK) Q2 2026 Earnings Call Transcript

FB Financial Corporation ( FBK ) Q2 2026 Earnings Call July 14, 2026 9:00 AM EDT Company Participants Rachel Deresky Christopher Holmes - President, CEO & Director Michael Mettee - COO & CFO Conference Call Participants Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Stephen Scouten - Piper Sandler & Co., Research Division Russell Elliott Gunther - Stephens Inc., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Brett Rabatin David Bishop - Hovde Group, LLC, Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Christopher Marinac - Brean Capital, LLC, Research Division Presentation Operator Good morning, everyone, and welcome to the FB Financial Corporation's Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today's conference call is being recorded. At this time, I would like to turn the call over to Rachel Deresky, Financial Management Associate for FB Financial. Please go ahead. Rachel Deresky Thank you, and good morning, everyone. We appreciate you joining us today for FB Financial's Second Quarter 2026 Earnings Conference Call. Joining me on the call this morning is Chris Holmes, President and Chief Executive Officer; and Michael Mettee, Chief Financial and Operating Officer. Before we begin, I'd like to remind listeners that during today's call, management may make forward-looking statements regarding the company's plans, expectations and outlook. These statements are subject to risks and uncertainties, and actual results may differ materially from those discussed. Additional information regarding these risks and uncertainties, including risk factors that could cause actual results to differ, can be found in our earnings release, our most recent annual report on Form 10-K and our subsequent filings with the Securities and Exchange Commission. FB Financial undertakes no obligation to...