Wise Group plc (WSE) Q1 2027 Sales/Trading Call Transcript

Wise Group plc ( WSE ) Q1 2027 Sales/Trading Call July 16, 2026 4:30 PM EDT

Emmanuel Thomassin - CFO & Director

Sarah Lewandowski

Emmanuel Thomassin - CFO & Director

Mohammed Moawalla - Goldman Sachs Group, Inc., Research Division

Aditya Buddhavarapu - BofA Securities, Research Division

Justin Forsythe - UBS Investment Bank, Research Division

Cristopher Kennedy - William Blair & Company L.L.C., Research Division

Sven Merkt - Barclays Bank PLC, Research Division

Pavan Daswani - Citigroup Inc. Exchange Research

Hannes Leitner - Jefferies LLC, Research Division

Craig Mcdowell - JPMorgan Chase & Co, Research Division

Alexandre Faure - BNP Paribas, Research Division

Sarah Lewandowski: Wise, and welcome to our Q1 FY '27 Results Call. I'm Sarah Lewandowski, Director of Investor Relations. I'm joined by our CFO, Emmanuel Thomassin. Emmanuel is going to run through our results before giving you a chance to ask questions. Before we start, we have a reminder that we will be making forward-looking statements today, including statements regarding Wise's future performance. These statements are not guarantees and can involve risks and uncertainties and other factors that may cause actual results to differ. Please refer to our SEC filings for more information on these risk factors. All forward-looking statements made in this call are based on current expectations, assumptions, estimates and beliefs and we undertake no obligation to update any forward-looking statement, except as required by law. And with that, I'll now hand over to Emmanuel.

Emmanuel Thomassin: Hello, everyone. Thank you for joining us for our Q1 results call. Well, I'm pleased to present the financial results for the first quarter of the financial year 2027. We started the year with continued growth in customers and volumes. Today, I'm going to take you through first our financial highlights in the quarter; second, the drivers of our revenue growth; third, our approach to pricing. And lastly, I'll cover guidance for the year before handing