SB Financial Group, Inc. (SBFG) Q2 2026 Earnings Call Transcript

Good morning and welcome to the SB Financial Second Quarter 2026 Conference Call and Webcast.

I would like to inform you that this conference call is being recorded.

I will now turn the conference over to Sarah Mekus with SB Financial. Please go ahead, Sarah.

Thank you and good morning, everyone. I'd like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com.

Joining me today are Mark Klein, Chairman, President and CEO; Tony Cosentino, Chief Financial Officer; and Steve Walz, Chief Lending Officer.

Today's presentation may contain forward-looking information. Cautionary statements about this information, as well as reconciliations of non-GAAP financial measures, are included in today's earnings release materials, as well as our SEC filings.

These materials are available on our website and we encourage participants to refer to them for a complete discussion of risk factors and forward-looking statements.

These statements speak only as of the date made and SB Financial undertakes no obligation to update them.

I will now turn the call over to Mr. Klein.

Thank you, Sarah and good morning, everyone. Welcome to our second quarter 2026 conference call and webcast.

The second quarter of 2026 represented a period of strong execution across our franchise, reflecting the consistency and resilience of our diversified revenue operating model.

Our results reflected