CNB Financial Corporation (CCNE) Q2 2026 Earnings Call Transcript

SA Transcripts 161.6K Followers Follow CNB Financial Corporation ( CCNE ) Q2 2026 Earnings Call August 6, 2026 1:00 PM EDT Company Participants Michael Peduzzi - President, CEO & Director Tito Lima - Senior EVP, CFO & Treasurer Conference Call Participants Daniel Cardenas - Brean Capital, LLC, Research Division Presentation Operator Good afternoon, and welcome to the CNB Financial Corporation Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note today's event is being recorded. I would now like to turn the conference over to Michael Peduzzi, the President and CEO of CNB Financial Corporation and its main operating entity, CNB Bank. Please go ahead. Michael Peduzzi President, CEO & Director Good afternoon. I'm Michael Peduzzi, the President and CEO of CNB Financial Corporation and its main operating entity, CNB Bank. I'm pleased to welcome you to this quarterly call to review our financial position and performance for the period ending June 30, 2026. Joining me today is our Chief Financial Officer, Tito Lima; our Chief Operating Officer, Michael Noah; and our Chief Credit Officer, Greg Dixon. Following the overview and presentation of our financial highlights, we will have time available for questions from those calling into today's presentation. I will begin by reviewing the key highlights of our performance and we will provide a quick refresher on our franchise and operating model. I will then turn over the discussion to Tito Lima to address some of the more notable specific measures. An underlying theme of our presentation will be the win-win results we have seen, including both the favorable realization of the projected benefits since our acquisition of ESSA in July 2025 and the parallel performance over that same period from the continued growth success in the core CNB Bank franchise in our legacy markets. Key goals of our franchise for both recent periods and