Erste Bank Polska S.A. (BKZHF) Q2 2026 Earnings Call Transcript

SA Transcripts 161.41K Followers Follow Erste Bank Polska S.A. ( BKZHF ) Q2 2026 Earnings Call July 30, 2026 4:30 AM EDT Company Participants Agnieszka Dowzycka - Head of Investor Relations Michal Gajewski - President of the Management Board & CEO Maciej Reluga Bernhard Leder Presentation Agnieszka Dowzycka Head of Investor Relations [Interpreted] Ladies and gentlemen, welcome. My name is Agnieszka Dowzycka. I am Investor Relations Director at Erste Bank Polska. I want to welcome you all to the presentation of Erste Bank Polska earnings after the first half of 2026. This presentation will be led by Michal Gajewski, CEO; Maciej Reluga, Board Member in charge of Strategy and Investor Relations; and Bernhard Leder, Board Member in charge of Finance and Accounting division as CFO. Bernhard Leder joined Board in June 2026. [Operator Instructions] You can follow the presentation on our website. Michal Gajewski President of the Management Board & CEO [Interpreted] Good morning. Thank you, Agnieszka. Just like Agnieszka said, Bernhard is our new CFO. I have an immense pleasure of welcoming him. And let's start that presentation. So we have just completed our first full quarter operating entirely as Erste Bank Polska. It has been a very intensive period of introducing our customers to our new brand and for ourselves because we're positioning the new brand on the Polish market. In my opinion, and I'll tell you why I think so, both customers and the micro volume -- market welcomed this change. And I have evidence of that, brand awareness ratios keep growing steadily after just 8 weeks of marketing campaign. We achieved double-digit brand awareness among Polish consumers. At the moment, 1 in 3 Poles recognizes the Erste brand. And let me remind you, in January at the outset, spontaneous market overall brand awareness was [ 1% up ]. We have -- through investment, that we already communicated in the first quarter, we have delivered an impressive 31 percentage point