Definity Financial Corporation (DFY:CA) Q2 2026 Earnings Call Transcript

Good morning, ladies and gentlemen, and welcome to Definity Financial Corporation Second Quarter of 2026 Financial Results Conference Call. This call is being recorded on Friday, July 31, 2026. I would now like to turn the conference over to Dennis Westfall, VP of Investor Relations. Please go ahead. Thanks, and good morning, everyone. Thank you for joining us on the call today. A link to our live webcast and background information for the call is posted on our website at definity.com under the Investors tab. As a reminder, the slide presentation contains a disclaimer on forward-looking statements, which also applies for discussion on the conference call. Joining me on the call today are Rowan Saunders, President and CEO; Philip Mather, Chief Financial Officer; Fabian Richenberger, Chief Operating Officer; Paul MacDonald, EVP of Personal Insurance and Digital Channels; and Obaid Rahman, EVP of Commercial Insurance. We'll start with formal remarks from Rowan and Phil, followed by a Q&A session during which Fabi, Paul, and Obaid will also be available to answer your questions. With that, I will ask Rowan to please begin his remarks.