RFA Financial Inc. (RFA:CA) Q2 2026 Earnings Call Prepared Remarks Transcript

Good afternoon. I will be your conference operator today. At this time, I would like to welcome everyone to RFA Financial's Second Quarter 2026 Results Conference Call. [Operator Instructions] Thank you. Ms. Heather Nikkel, you may begin your conference. Heather Nikkel Senior Vice President of Investor Relations & Sustainability Thank you, operator, and good afternoon, everyone. Thank you for taking the time to join us today. For this call, we will walk you through an executive summary, discuss our Q2 financial results and provide an update on our operations. Our Q2 results, including our financial statements, management's discussion and analysis and earnings press release are available on SEDAR+ and on our website at rfafinancial.ca. The Q2 presentation can be seen in real time on the webcast version of this conference call and is also available on the RFA Financial website in the Investor Relations section. The transcript, along with a recording of the webcast, will also be made available on RFA's website after this call. Please note that today's call will include forward-looking statements and information. These statements are subject to risks and uncertainties that could cause actual results to differ materially from those anticipated, including those described under the headings Risk Factors in Artis' Annual Information Form for the year ended December 31, 2024, Risk factors relating to the resulting issuer in the management information circular of Artis dated November 10, 2025, and Risks and Uncertainties in RFA's Q2 2026 MD&A, all of which can be accessed on SEDAR+ and RFA's website. Forward-looking