LCNB: Solid Q3 2026 With A 4.7% Yield

Sorrento Research 191 Followers Follow Summary LCNB Corp. delivered strong Q3 2026 results, beating consensus on both revenue and EPS, with net interest income up 8.6% YoY. LCNB's forward ROE is projected to rise 24%, 6x the sector median, while the stock trades at a 27% discount to sector price-to-book. Despite muted loan and deposit growth, LCNB maintains robust capital ratios and a 4.7% dividend yield, supporting the BUY rating. Key risks include concentration in commercial real estate loans and rising net charge-offs, but current NPL ratios remain manageable. Getty Images Summary I last wrote on LCNB Corp. ( LCNB ) on August 7 with a BUY rating , and since then, the total return is down 3.5%. The bank just reported a solid set of 3Q26 results that beat consensus This article was written by Sorrento Research 191 Followers Follow I am a specialist in global equities after having been a sellside analyst outside of the US for 13 years. In addition, I have also spent time covering US hardware and semiconductor stocks on the sellside while working in the US. I have covered the casino, automotive, industrial, consumer and technology sectors. I have also worked on the buyside as a fund manager in long only and as an analyst in hedge funds all covering Asian equities where I have developed a keen understanding of Asian companies and economies with a focus on China. From a global equities perspective, I enjoy covering companies globally by examining key metrics such as financial statements strength, valuation upside, and conducting proper analysis of the competitive advantages of the company. Throughout my career, I have found and written on undiscovered small cap companies which have increased in equity value by multiple times. I would like to write for Seeking Alpha where my goal is to help investors cut through the noise and to focus on fundamentals and the company’s competitive outlook instead of the momentum trade. Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.