IPID haalt zestien miljoen dollar op nu directe betalingen een groeiende wereldwijde blinde vlek blootleggen.

IPID, the payments intelligence company that helps institutions know who they pay, has announced a $16 million Series A funding round led by Foundation Capital, with participation from strategic investors Citi and HSBC. The round also includes existing investors QED Investors, Monk's Hill Ventures, and Quona Capital. Digital payments have become faster and more seamless, but the information needed to evaluate them has not always kept pace. Institutions still do not always know who is receiving a payment or have sufficient information to assess risk before it is sent. The burden of confirming the recipient often falls on the sender, even when that sender may be the target of deception. According to LSEG, payment fraud alone is projected to cause $331 billion in losses globally by 2027. IPID is a leading global provider of bank account verification, supporting major financial institutions in over fifty countries. It will soon expand its platform by applying its expertise in fragmented payment markets to U.S. payments and digital assets, giving institutions the intelligence to make the right decision before funds are moved. "Every payment starts with a decision, but institutions often make that decision with incomplete information," said Damien Dugauquier, Co-founder and CEO of IPID. "We started by solving bank account verification globally. We are now building the broader decision intelligence that institutions need before funds are moved – across all countries, payment rails, and forms of value. The future of payments will not be defined by simply moving money faster. It will be defined by making better decisions before money is transferred." "IPID has quickly become the global standard for bank account verification and intelligence. It is quite an achievement for something to be built outside of a banking consortium, and that makes IPID uniquely positioned to help financial institutions and payers globally combat fraud and streamline payment processes," said Zach Noorani, Partner at Foundation Capital. Payments are becoming faster and more automated as real-time payments scale, new rails emerge, and AI agents begin to initiate transactions. But the information institutions need before executing a payment remains fragmented across markets, providers, and rails. IPID addresses that blind spot by helping institutions know who is behind the receiving account before a payment is final. "In an increasingly digital and interconnected financial landscape, it is critical that payment validation is instantaneous and highly secure. Our strategic alignment with IPID is deepened by our participation in their Series A funding round. We are excited about IPID's ability to deliver a globally consistent, high-quality experience that helps our clients continue to optimize their international operations with confidence," said Bis Chatterjee, Global Head, Partnerships and Innovation for Citi's Services. Tom Simpson, Global Head of Currency Clearing & North America Regional Head of Cross Border Payments, Global Payment Solutions, HSBC, said: "HSBC's agreement with IPID allows us to extend beneficiary validation beyond the local scheme requirements and provide customers with more information when making payments. This can help drive efficiency and certainty in an increasingly dynamic payment..."